Attention homeowners in Fishers and Hamilton County: Need an appraisal?

See the top 7 reasons IN homeowners use Hall and Associates:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge Hamilton county's assessment of your property
To lower their monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a IN divorce, when property needs to be divided
Settle an estate in IN by determining the true market value of property in question

Need help deciding the value of your home in or near Fishers, IN?
Contact Hall and Associates.

At Hall and Associates, we understand the unique needs of a customer seeking appraisal services. Our usual business clients get the appraisal process and the usual documents we provide. Being a regular homeowner that probably doesn't see an appraisal every day,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Hall and Associates are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value opinion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are experts in helping clients just like you rid themselves of undesirable PMI insurance.

Challenging Hamilton county's assessment of your property

If you live in a local area that is going down or not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Hall and Associates is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. An expert appraisal from Hall and Associates can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for preciseness? We can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Hall and Associates can We can assist you. Even though this is usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.